Frequently asked questions
How much can I borrow?
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From $5,000 to $3,500,000, depending on your credit, time in business and monthly sales.
What do I need to qualify?
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A credit score of 600 or higher, 6 or more months in business and sales of $7,000 or more per month. If you are missing something, we tell you how to prepare.
How fast will I hear back?
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Within 24 hours or less after you complete the pre-qualification form.
Can I apply for an ITIN without a Social Security number?
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Yes. The ITIN exists precisely for people who need to file taxes and do not qualify for a Social Security number. As a CAA, we certify your documents.
Do I need an LLC to get a loan?
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Not always, but a registered business with organized bookkeeping strengthens your application. We help with both.
Do you serve clients outside Massachusetts?
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Yes. We are based in Boston and serve clients across the United States, in Spanish and English.
What is SAM.gov and do I need it?
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It is the official registry for selling to the federal government. You only need it if you want government contracts; we will tell you honestly whether it fits you.
Still have questions?
Contact us