Funding
Small business loans — do you qualify? Prequalify in minutes
Business loans, business lines of credit, equipment financing, SBA loans and commercial real estate.
Whatever stage your business is in, there's a funding option for you. Amounts from $5,000 to $3.5 million, with a response in 24 hours or less. We explain every option clearly, with no obligation.
Pre-qualify todayBUSINESS LOANS
A loan for whatever your business needs: working capital, expansion, inventory, or the unexpected. You receive the funds and repay in fixed installments.
Requirements
- Amount: $5,000 to $3.5 million
- Credit: 600 or higher
- Time in business: 6 months or more
- Monthly sales: $7,000 or more
- Response in 24 hours or less
BUSINESS LINE OF CREDIT
An open line of credit to use when you need it. Draw only what you need, pay interest only on what you use, and as you repay it, the funds become available again.
Requirements
- Amount: $5,000 to $100,000
- Credit: 600 or higher
- Time in business: 6 months or more
- Monthly sales: $7,000 or more
- Response in 24 hours or less
EQUIPMENT FINANCING
Buy the machinery, vehicles, or equipment your business needs. The equipment itself serves as collateral, which makes approval easier.
Requirements
- Under $250,000: Last 4 months of business bank statements; Equipment invoice
- Over $250,000: Last 3 years of business tax returns; Business debt schedule (if applicable)
SBA LOANS
Loans backed by the SBA (the U.S. Small Business Administration). They usually offer better rates and longer terms, in exchange for more documentation and a longer approval process.
Requirements
- Under $350,000: Previous year tax return
- Over $350,000: Last 4 months of business bank statements; 2 years of business tax returns; Business debt schedule (if applicable); Personal financial statement
COMMERCIAL REAL ESTATE
Financing to buy or refinance your storefront, warehouse, or office. The property serves as collateral.
Requirements
- 3 years of business tax returns
- Current year-to-date (YTD) financials
- Current balance sheet
- Business debt schedule
Do I qualify for funding?
4 quick questions. Instant result.
1. Approximate credit
2. Months in business
3. Monthly sales
4. Amount you are seeking
Pre-qualification form
Financing built for businesses like yours
Whether you need working capital, equipment financing, or a line of credit for slow months, we review your full picture: your credit, your time in business, and your sales. Our goal is a realistic approval, with amounts and terms your business can actually afford.
Before you apply, check: What do I need to qualify for a business loan?
Funding questions
How much can I borrow?
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From $5,000 to $3,500,000, depending on your credit, time in business and monthly sales.
What do I need to qualify?
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A credit score of 600 or higher, 6 or more months in business and sales of $7,000 or more per month. If you are missing something, we tell you how to prepare.
How fast will I hear back?
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Within 24 hours or less after you complete the pre-qualification form.
Can I get a business loan with a 600 credit score?
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Yes. For business loans and lines of credit, the minimum credit score is 600, with 6 or more months in business and sales of $7,000 or more per month. If your score is below 600, we tell you exactly what to do to prepare and qualify.